Mortgage Loan Summary in ESG data model
Traits
Traits for this entity are listed here.
is.CDM.entityVersion
Parameter | Value | Data type | Explanation |
---|---|---|---|
versionNumber | "4.3" | string | semantic version number of the entity |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||||
---|---|---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.identifiedBy
names a specific identity attribute to use with an entity
Parameter | Value | Data type | Explanation |
---|---|---|---|
attribute | MortgageLoanSummary/(resolvedAttributes)/MortgageLoanAccountNumber | attribute |
minimumObjectModelVersion
Minimum version of the object model required to fully understand the data schema used.
Parameter | Value | Data type | Explanation |
---|---|---|---|
versionNumber | "1.2.3" | string |
is.IDM.modelVersion
Semantic version number of the IDM.
Parameter | Value | Data type | Explanation |
---|---|---|---|
versionNumber | "2.0.0" | string |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{9958EFCF-EA2E-4010-AA7E-453AF059E3AF}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nativeTo.businessArea
The name of the business area from which the entity originates.
Parameter | Value | Data type | Explanation |
---|---|---|---|
name | "Customer Credit & Collections" | string |
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
has.entitySchemaAbstractionLevel
A level of abstraction assigned to an Entity schema. Logical schema descriptions use complex dataTypes, inheritance, and entities as attributes. Resolved descriptions contain none of those things, only final trait and attribute sets are shown. A composition schema manipulates, guides, or restates parts of logical schemas to produce one resolved schema.
Parameter | Value | Data type | Explanation |
---|---|---|---|
level | "resolved" | string | Possible values: logical, composition, resolved |
Attributes
Name | Description | First Included in Instance |
---|---|---|
CreditGrantorId | The unique identifier of a Credit Grantor. | Sustainability/esg-data-model/MortgageLoanSummary |
MortgageLoanAccountNumber | The unique identifier of a Customer Account. | Sustainability/esg-data-model/MortgageLoanSummary |
PropertyLegalDescription | A property description, recognized by law that is sufficient to locate and identify the property without oral testimony. | Sustainability/esg-data-model/MortgageLoanSummary |
MortgageLoanAmount | The amount of the mortgage loan. | Sustainability/esg-data-model/MortgageLoanSummary |
PrincipalAmount | The amount owed on a loan, excluding interest. | Sustainability/esg-data-model/MortgageLoanSummary |
OriginalPrincipalBalanceAmount | The total amount of principal owed on a mortgage before any payments are made. | Sustainability/esg-data-model/MortgageLoanSummary |
LockPeriod | The period, expressed in days, during which a lender will guarantee a rate. | Sustainability/esg-data-model/MortgageLoanSummary |
DownPaymentAmount | The part of the purchase price, which the buyer pays in cash and does not finance with a mortgage | Sustainability/esg-data-model/MortgageLoanSummary |
DepositAmount | A sum of money given to bind the sale of real estate, or a sum of money given to ensure payment or an advance of funds in the processing of a loan. | Sustainability/esg-data-model/MortgageLoanSummary |
FinanceChargeAmount | The total dollar amount your loan will cost you. It includes all interest payments for the life of the loan, any interest paid at closing, your origination fee and any other charges paid to the lender or broker. Appraisal, credit report and title search fees aren't included in the finance charge calculation. | Sustainability/esg-data-model/MortgageLoanSummary |
EarnestMoneyAmount | The deposit money given to the seller or his agent by the potential buyer upon the signing of the agreement of sale to show that he is serious about buying the house. If the sale goes through, the earnest money is applied against the down payment. If the sale does not go through, the earnest money will be forfeited or lost unless the binder or offer to purchase expressly provides that it is refundable. | Sustainability/esg-data-model/MortgageLoanSummary |
AmortizationTerm | The amount of time required to amortize the mortgage loan. The amortization term is expressed as a number of months. | Sustainability/esg-data-model/MortgageLoanSummary |
GracePeriod | A time allowed, usually 15 days, for making late payments without a penalty | Sustainability/esg-data-model/MortgageLoanSummary |
CashOutAmount | A loan transaction in which the borrower receives funds at the time of closing. | Sustainability/esg-data-model/MortgageLoanSummary |
LoanToValueRatio | The loan-to-value ratio (LTV) is the original loan amount divided by the lower of the sales price or the appraised value.The relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage. A LTV ratio of 90 means that a borrower is borrowing 90% of the value of the property and paying 10% as a down payment. For purchases, the value of the property is assumed to be the purchase price, for refinances the value is determined by an appraisal. | Sustainability/esg-data-model/MortgageLoanSummary |
SellerProvidedFundsAmount | A loan made by the owner of property to the purchaser to cover part or all of the sales price. While common with both residential and commercial real estate, seller financing, or owner financing as it is also called, becomes a very popular means of "making the deal work" when interest rates are high. During such times, the purchaser who is unable to qualify for a loan from a traditional lender often turns to the seller and makes an offer to purchase contingent upon seller financing. | Sustainability/esg-data-model/MortgageLoanSummary |
SellerProvidedFundsDescription | A description of the terms and conditions associated with the seller-provided funds. | Sustainability/esg-data-model/MortgageLoanSummary |
InitialBorrowerPaymentRate | The annual interest rate used to calculate the borrower's initial cash payment. | Sustainability/esg-data-model/MortgageLoanSummary |
AprBaseInterestRate | The actual yearly cost of credit stated to the nearest one-fourth of one percent. Any lender subject to the federal Truth-in-Lending Act must fully disclose the APR to the borrower. | Sustainability/esg-data-model/MortgageLoanSummary |
PaymentDiscountInterestRate | In a payment discount, the lender reduces the first year's interest rate to make the mortgagor more attractive to borrowers. | Sustainability/esg-data-model/MortgageLoanSummary |
InterestRateCap | A provision of an ARM limiting how much interest rates may increase per adjustment period. | Sustainability/esg-data-model/MortgageLoanSummary |
InterestRateFloor | For an adjustable-rate mortgage (ARM), the minimum interest rate, as specified in the mortgage note. | Sustainability/esg-data-model/MortgageLoanSummary |
InterestAccrualRate | The percentage rate at which interest accrues on the mortgage. In most cases, it is also the rate used to calculate the monthly payments, although it is not used for an adjustable-rate mortgage (ARM) with payment change limitations. | Sustainability/esg-data-model/MortgageLoanSummary |
InitialInterestRate | The original interest rate of the mortgage at the time of closing. | Sustainability/esg-data-model/MortgageLoanSummary |
PeriodicRateCap | A limit on the amount that the interest rate can increase or decrease during any one adjustment period, regardless of how high or low the index might be. | Sustainability/esg-data-model/MortgageLoanSummary |
LifeOfLoanCap | The maximum interest rate that can be charged during the life of the loan. Also called Lifetime Cap. This value is often expressed as an increment above the initial loan rate. For example, an adjustable rate loan with an initial rate of 7.25% and a 6% lifetime cap will never adjust above a rate of 13.25% (7.25+6.0). | Sustainability/esg-data-model/MortgageLoanSummary |
CapEachAdjustmentPeriodPercentageCap | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. | Sustainability/esg-data-model/MortgageLoanSummary |
CapSubsequentAdjustmentPeriodPercentageCap | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. | Sustainability/esg-data-model/MortgageLoanSummary |
CapLifetimeAdjustmentPercentage | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. | Sustainability/esg-data-model/MortgageLoanSummary |
ArmInterestRateCapAmount | A provision of an ARM limiting how much the interest rate may increase. | Sustainability/esg-data-model/MortgageLoanSummary |
ArmLifetimeCap | A provision of an ARM that limits the total increase in interest rates over the life of the loan. | Sustainability/esg-data-model/MortgageLoanSummary |
ArmAdjustmentDate | The date on which the interest rate changes for an adjustable-rate mortgage (ARM). | Sustainability/esg-data-model/MortgageLoanSummary |
ArmMortgagePaymentCapAmount | A provision of an ARM limiting how much the mortgage payments may increase. | Sustainability/esg-data-model/MortgageLoanSummary |
ArmChangeFrequency | The frequency (in months) of payment or interest rate changes in an adjustable-rate mortgage (ARM). | Sustainability/esg-data-model/MortgageLoanSummary |
DelinquentLoanIndicator | A loan in which a payment is overdue but not yet in default. | Sustainability/esg-data-model/MortgageLoanSummary |
CreditLoanIndicator | A credit loan is a mortgage that is issued on only the financial strength of a borrower, without great regard for collateral. | Sustainability/esg-data-model/MortgageLoanSummary |
FirstMortgageIndicator | A mortgage that has priority over other mortgages. The mortgage that has first claim in the event of default. | Sustainability/esg-data-model/MortgageLoanSummary |
SecondMortgageIndicator | A mortgage that ranks after a first mortgage in priority. Properties may have two, three, or more mortgages, deeds of trust, or land contracts as liens at the same time. Legal priority determines the designation first, second, third, etc. | Sustainability/esg-data-model/MortgageLoanSummary |
BalloonLoanIndicator | A mortgage with a balloon payment. | Sustainability/esg-data-model/MortgageLoanSummary |
SecuredLoanIndicator | A loan that is backed by collateral. | Sustainability/esg-data-model/MortgageLoanSummary |
RehabilitationMortgageIndicator | A mortgage created to cover the costs of repairing, improving, and sometimes acquiring an existing property. | Sustainability/esg-data-model/MortgageLoanSummary |
UnsecuredLoanIndicator | A loan that is not backed by collateral. | Sustainability/esg-data-model/MortgageLoanSummary |
ConventionalLoanIndicator | A mortgage loan made by an approved lender in which the borrowers ability to repay the debt is not insured by a government agency such as FHA or VA. Normally requires a larger down payment than a government loan. | Sustainability/esg-data-model/MortgageLoanSummary |
AssumableMortgageIndicator | A mortgage that can be taken over by the buyer when the house is sold. | Sustainability/esg-data-model/MortgageLoanSummary |
IntermediateTermMortgageIndicator | A mortgage loan with a stated maturity at the time of purchase that it is equal to or less than 20 years. | Sustainability/esg-data-model/MortgageLoanSummary |
RollOverLoanIndicator | A loan that /includes a call date earlier than its normal amortization period. | Sustainability/esg-data-model/MortgageLoanSummary |
NoDocLoanIndicator | Loans made where the lender does not require verification of income. Interest rates are typically higher on these types of loans. | Sustainability/esg-data-model/MortgageLoanSummary |
SubprimeMortgageIndicator | Mortgages that aren't conforming mortgages and that are typically made to a person with less than perfect credit, income, or property. | Sustainability/esg-data-model/MortgageLoanSummary |
SecondHomeMortgageIndicator | A property that the borrower occupies in addition to his/her principal residence. Rental income from the borrower's second home may not be considered as stable monthly income. | Sustainability/esg-data-model/MortgageLoanSummary |
InsuredMortgageIndicator | A mortgage that is protected by the Federal Housing Administration (FHA) or by private mortgage insurance (MI). If the borrower defaults on the loan, the insurer must pay the lender the lesser of the loss incurred or the insured amount | Sustainability/esg-data-model/MortgageLoanSummary |
ConformingMortgageIndicator | A loan that conforms to the guidelines established by Fannie Mae or Freddie Mac. | Sustainability/esg-data-model/MortgageLoanSummary |
ConstructionLoanIndicator | A short-term loan for funding the cost of construction. The lender advances funds to the builder as the work progresses. | Sustainability/esg-data-model/MortgageLoanSummary |
HomeEquityConversionMortgageIndicator | Home Equity Conversion Mortgage (HECM) - Also known as the reverse annuity mortgage. This mortgage provides that instead of making payments to a lender, the lender makes payments to the individual. Older homeowners are able to convert home equity into cash this way, in the form of monthly payments. Borrowers don't qualify on the basis of income, but on the value of his or her home. Such a loan does not have to be repaid until the borrower no longer occupies the property. | Sustainability/esg-data-model/MortgageLoanSummary |
ReverseAnnuityMortgageIndicator | A system developed for an elderly property owner in which regular monthly payments can be received from a lender. When the total reaches a pre-determined amount, the owner begins repaying the loan or sells the property. | Sustainability/esg-data-model/MortgageLoanSummary |
EquityLoanIndicator | A loan based on the borrower's equity in his or her home. Prior to closing; also, an account held by the lender into which a homeowner pays money for taxes and insurance.(FRM) A mortgage in which the interest rate does not change during the entire term of the loan. | Sustainability/esg-data-model/MortgageLoanSummary |
GraduatedPaymentMortgageIndicator | (GPM) A mortgage where the payments are scheduled to increase, usually annually, for a set number of years, and then level off. GPM can be used with either a fixed or adjustable interest rate, and usually has a 30-year term. | Sustainability/esg-data-model/MortgageLoanSummary |
GrowingEquityMortgageIndicator | (GEM) A fixed rate, graduated payment mortgage with small initial payments that increase each year so that the loan pays off in a shortened term, usually 15 years. | Sustainability/esg-data-model/MortgageLoanSummary |
FullyAmortizedArmIndicator | An adjustable-rate mortgage (ARM) with a monthly payment that is sufficient to amortize the remaining balance, at the interest accrual rate, over the amortization term. | Sustainability/esg-data-model/MortgageLoanSummary |
FixedRateMortgageIndicator | (FRM) A mortgage in which the interest rate does not change during the entire term of the loan. | Sustainability/esg-data-model/MortgageLoanSummary |
AdjustableMortgageIndicator | Any mortgage that does not have a fixed interest rate and a fixed payment for the term of the loan, or does not amortize to zero at the end of the set term, when required payments are made on time. | Sustainability/esg-data-model/MortgageLoanSummary |
ConvertibleArmIndicator | An adjustable-rate mortgage that can be converted to a fixed-rate mortgage under specified conditions. | Sustainability/esg-data-model/MortgageLoanSummary |
WraparoundMortgageIndicator | A method of acquiring more financing on real estate by placing the more funds in a secondary or junior position to the existing debt. As its name implies, a wraparound mortgage 'wraps around' an existing first mortgage. This method of obtaining more capital is often used with commercial property where there is substantial equity in the property and where the existing first mortgage has an attractive low interest rate. By obtaining a wraparound, the borrower receives dollars based on the difference between current market value of the property and the outstanding balance on the first mortgage. The borrower amortizes the wraparound mortgage which now includes the balance of the first mortgage and the wraparound lender forwards the necessary periodic debt service to the holder of the first mortgage. Thus, the borrower reduces the equity and at the same time obtains an interest rate lower than would be possible through a normal second mortgage. The lender receives the leverage resulting from an interest rate on the wraparound greater than the interest paid to the holder of the first mortgage. | Sustainability/esg-data-model/MortgageLoanSummary |
NoCostLoanIndicator | A no-cost loan can either be: 1) a loan that has no "lender costs" associated with it or, 2) a loan that also covers purchases or refinancing costs, which may be incurred in buying a home, obtaining or refinancing a loan, but aren't directly charged by the lender. The interest rate on this type of loan is higher. | Sustainability/esg-data-model/MortgageLoanSummary |
TwoStepMortgageIndicator | A loan where the interest rate is fixed for the first seven years and then is adjusted one time for the balance of the loan period. | Sustainability/esg-data-model/MortgageLoanSummary |
PropertyId | The unique identifier of a Property. | Sustainability/esg-data-model/MortgageLoanSummary |
MortgageLoanTypeId | The unique identifier of a Mortgage Loan Type. | Sustainability/esg-data-model/MortgageLoanSummary |
CustomerId | The unique identifier of a Customer. | Sustainability/esg-data-model/MortgageLoanSummary |
CreditGrantorId
The unique identifier of a Credit Grantor. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Credit Grantor ID |
description | The unique identifier of a Credit Grantor. |
isPrimaryKey | true |
dataFormat | int32 |
Traits
List of traits for the CreditGrantorId attribute are listed here.
is.dataFormat.integer
is.identifiedBy
names a specific identity attribute to use with an entity
Parameter | Value | Data type | Explanation |
---|---|---|---|
attribute | MortgageLoanSummary/(resolvedAttributes)/CreditGrantorId | attribute |
is.linkedEntity.identifier
Marks the attributes that hold foreign key references to a linked (used as an attribute) entity. This attribute is added to the resolved entity to enumerate the referenced entities.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
entityReferences |
| entity | a reference to the constant entity holding the list of entity references |
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{C97366E3-2D8B-427A-B9B0-A81CD91ED43F}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.dataFormat.integer
MortgageLoanAccountNumber
The unique identifier of a Customer Account. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Mortgage Loan Account Number |
description | The unique identifier of a Customer Account. |
isPrimaryKey | true |
dataFormat | string |
maximumLength | 20 |
Traits
List of traits for the MortgageLoanAccountNumber attribute are listed here.
is.dataFormat.character
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
is.identifiedBy
names a specific identity attribute to use with an entity
Parameter | Value | Data type | Explanation |
---|---|---|---|
attribute | MortgageLoanSummary/(resolvedAttributes)/MortgageLoanAccountNumber | attribute |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{D1CF6BBB-16C7-429E-94BE-5FCDFE21D8C0}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.constrained
maximum length or value constraints
Parameter | Value | Data type | Explanation |
---|---|---|---|
maximumLength | "20" | integer |
is.dataFormat.character
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
PropertyLegalDescription
A property description, recognized by law that is sufficient to locate and identify the property without oral testimony. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Property Legal Description |
description | A property description, recognized by law that is sufficient to locate and identify the property without oral testimony. |
dataFormat | string |
maximumLength | 2048 |
isNullable | true |
Traits
List of traits for the PropertyLegalDescription attribute are listed here.
is.dataFormat.character
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{7BAD6ADE-A031-41F6-97FF-8C73A27C962E}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.constrained
maximum length or value constraints
Parameter | Value | Data type | Explanation |
---|---|---|---|
maximumLength | "2048" | integer |
is.dataFormat.character
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
MortgageLoanAmount
The amount of the mortgage loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Mortgage Loan Amount |
description | The amount of the mortgage loan. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the MortgageLoanAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{846C7887-8632-4439-9BA5-7D6DCE65E9A3}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
PrincipalAmount
The amount owed on a loan, excluding interest. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Principal Amount |
description | The amount owed on a loan, excluding interest. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the PrincipalAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{37D798F9-1C6E-4F66-B440-13624214E625}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
OriginalPrincipalBalanceAmount
The total amount of principal owed on a mortgage before any payments are made. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Original Principal Balance Amount |
description | The total amount of principal owed on a mortgage before any payments are made. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the OriginalPrincipalBalanceAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{AAE2935E-F4F5-4653-B0A9-8288CCABA224}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
LockPeriod
The period, expressed in days, during which a lender will guarantee a rate. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Lock Period |
description | The period, expressed in days, during which a lender will guarantee a rate. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the LockPeriod attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{2DA31AE9-7D95-4FD6-BA83-5E678FF4657E}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
DownPaymentAmount
The part of the purchase price, which the buyer pays in cash and does not finance with a mortgage
First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Down Payment Amount |
description | The part of the purchase price, which the buyer pays in cash and does not finance with a mortgage |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the DownPaymentAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{E45515E5-648B-4DF4-A049-EA2D32D7792F}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
DepositAmount
A sum of money given to bind the sale of real estate, or a sum of money given to ensure payment or an advance of funds in the processing of a loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Deposit Amount |
description | A sum of money given to bind the sale of real estate, or a sum of money given to ensure payment or an advance of funds in the processing of a loan. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the DepositAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{42F8E78A-41F0-4ACB-83CC-7E17BCAAEAF9}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
FinanceChargeAmount
The total dollar amount your loan will cost you. It includes all interest payments for the life of the loan, any interest paid at closing, your origination fee and any other charges paid to the lender or broker. Appraisal, credit report and title search fees aren't included in the finance charge calculation. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Finance Charge Amount |
description | The total dollar amount your loan will cost you. It includes all interest payments for the life of the loan, any interest paid at closing, your origination fee and any other charges paid to the lender or broker. Appraisal, credit report and title search fees aren't included in the finance charge calculation. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the FinanceChargeAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{CB2E1E97-2C79-4615-95E3-CEB7D2E259C0}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
EarnestMoneyAmount
The deposit money given to the seller or his agent by the potential buyer upon the signing of the agreement of sale to show that he is serious about buying the house. If the sale goes through, the earnest money is applied against the down payment. If the sale does not go through, the earnest money will be forfeited or lost unless the binder or offer to purchase expressly provides that it is refundable. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Earnest Money Amount |
description | The deposit money given to the seller or his agent by the potential buyer upon the signing of the agreement of sale to show that he is serious about buying the house. If the sale goes through, the earnest money is applied against the down payment. If the sale does not go through, the earnest money will be forfeited or lost unless the binder or offer to purchase expressly provides that it is refundable. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the EarnestMoneyAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{F266E6CE-B6E3-4DBE-8ADD-90F932653087}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
AmortizationTerm
The amount of time required to amortize the mortgage loan. The amortization term is expressed as a number of months. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Amortization Term |
description | The amount of time required to amortize the mortgage loan. The amortization term is expressed as a number of months. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the AmortizationTerm attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{BDBC6F6B-F04F-4FB5-AB4B-0B429FBE1F26}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
GracePeriod
A time allowed, usually 15 days, for making late payments without a penalty
First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Grace Period |
description | A time allowed, usually 15 days, for making late payments without a penalty |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the GracePeriod attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{D6A61E48-B5AB-470C-B2F6-15AA1C05EA3B}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
CashOutAmount
A loan transaction in which the borrower receives funds at the time of closing. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Cash Out Amount |
description | A loan transaction in which the borrower receives funds at the time of closing. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the CashOutAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{8A3904DC-F1E2-4A2B-9C97-DBE92EB49815}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
LoanToValueRatio
The loan-to-value ratio (LTV) is the original loan amount divided by the lower of the sales price or the appraised value.
The relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage. A LTV ratio of 90 means that a borrower is borrowing 90% of the value of the property and paying 10% as a down payment. For purchases, the value of the property is assumed to be the purchase price, for refinances the value is determined by an appraisal. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Loan-To-Value Ratio (LTV) |
description | The loan-to-value ratio (LTV) is the original loan amount divided by the lower of the sales price or the appraised value.
The relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage. A LTV ratio of 90 means that a borrower is borrowing 90% of the value of the property and paying 10% as a down payment. For purchases, the value of the property is assumed to be the purchase price, for refinances the value is determined by an appraisal. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the LoanToValueRatio attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{0681365B-ECC5-4ED6-B4CA-E3390F1EFBAA}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
SellerProvidedFundsAmount
A loan made by the owner of property to the purchaser to cover part or all of the sales price. While common with both residential and commercial real estate, seller financing, or owner financing as it is also called, becomes a very popular means of "making the deal work" when interest rates are high. During such times, the purchaser who is unable to qualify for a loan from a traditional lender often turns to the seller and makes an offer to purchase contingent upon seller financing. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Seller-Provided Funds Amount |
description | A loan made by the owner of property to the purchaser to cover part or all of the sales price. While common with both residential and commercial real estate, seller financing, or owner financing as it is also called, becomes a very popular means of "making the deal work" when interest rates are high. During such times, the purchaser who is unable to qualify for a loan from a traditional lender often turns to the seller and makes an offer to purchase contingent upon seller financing. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the SellerProvidedFundsAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{68505A68-743B-47A2-A2E8-06EE7F334B20}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
SellerProvidedFundsDescription
A description of the terms and conditions associated with the seller-provided funds. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Seller-Provided Funds Description |
description | A description of the terms and conditions associated with the seller-provided funds. |
dataFormat | string |
maximumLength | 2048 |
isNullable | true |
Traits
List of traits for the SellerProvidedFundsDescription attribute are listed here.
is.dataFormat.character
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{A495EA99-B6C9-4269-9F42-9AE290181D78}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.constrained
maximum length or value constraints
Parameter | Value | Data type | Explanation |
---|---|---|---|
maximumLength | "2048" | integer |
is.dataFormat.character
is.dataFormat.array
indicates a contiguous sequence of fundamental units that should be taken as a whole and considered one value. Array of Character is a String, and Array of Byte is a Binary Object.
InitialBorrowerPaymentRate
The annual interest rate used to calculate the borrower's initial cash payment. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Initial Borrower Payment Rate |
description | The annual interest rate used to calculate the borrower's initial cash payment. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the InitialBorrowerPaymentRate attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{70B97EA9-7A74-4841-B8B5-9A862648B47C}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
AprBaseInterestRate
The actual yearly cost of credit stated to the nearest one-fourth of one percent. Any lender subject to the federal Truth-in-Lending Act must fully disclose the APR to the borrower. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | APR Base Interest Rate |
description | The actual yearly cost of credit stated to the nearest one-fourth of one percent. Any lender subject to the federal Truth-in-Lending Act must fully disclose the APR to the borrower. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the AprBaseInterestRate attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{5108F09F-AA31-4193-95F6-1975759111BD}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
PaymentDiscountInterestRate
In a payment discount, the lender reduces the first year's interest rate to make the mortgagor more attractive to borrowers. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Payment Discount Interest Rate |
description | In a payment discount, the lender reduces the first year's interest rate to make the mortgagor more attractive to borrowers. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the PaymentDiscountInterestRate attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{3514D546-8B15-4C6C-9C50-60F5D9CCF4C2}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
InterestRateCap
A provision of an ARM limiting how much interest rates may increase per adjustment period. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Interest Rate Cap |
description | A provision of an ARM limiting how much interest rates may increase per adjustment period. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the InterestRateCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{D4CA1670-3A23-45DD-B003-EF7AAD707988}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
InterestRateFloor
For an adjustable-rate mortgage (ARM), the minimum interest rate, as specified in the mortgage note. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Interest Rate Floor |
description | For an adjustable-rate mortgage (ARM), the minimum interest rate, as specified in the mortgage note. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the InterestRateFloor attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{4C750A23-794C-4969-AF7C-9377872E90E0}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
InterestAccrualRate
The percentage rate at which interest accrues on the mortgage. In most cases, it is also the rate used to calculate the monthly payments, although it is not used for an adjustable-rate mortgage (ARM) with payment change limitations. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Interest Accrual Rate |
description | The percentage rate at which interest accrues on the mortgage. In most cases, it is also the rate used to calculate the monthly payments, although it is not used for an adjustable-rate mortgage (ARM) with payment change limitations. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the InterestAccrualRate attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{3BAF547D-7BDA-425F-8902-B854A4DE641A}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
InitialInterestRate
The original interest rate of the mortgage at the time of closing. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Initial Interest Rate |
description | The original interest rate of the mortgage at the time of closing. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the InitialInterestRate attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{C8B22203-2537-454D-927C-08D6D1C06DF8}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
PeriodicRateCap
A limit on the amount that the interest rate can increase or decrease during any one adjustment period, regardless of how high or low the index might be. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Periodic Rate Cap |
description | A limit on the amount that the interest rate can increase or decrease during any one adjustment period, regardless of how high or low the index might be. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the PeriodicRateCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{B734398F-CAF7-438A-AC26-CBD4E37249AA}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
LifeOfLoanCap
The maximum interest rate that can be charged during the life of the loan. Also called Lifetime Cap. This value is often expressed as an increment above the initial loan rate. For example, an adjustable rate loan with an initial rate of 7.25% and a 6% lifetime cap will never adjust above a rate of 13.25% (7.25+6.0). First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Life Of Loan Cap |
description | The maximum interest rate that can be charged during the life of the loan. Also called Lifetime Cap. This value is often expressed as an increment above the initial loan rate. For example, an adjustable rate loan with an initial rate of 7.25% and a 6% lifetime cap will never adjust above a rate of 13.25% (7.25+6.0). |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the LifeOfLoanCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{570E9E2D-427C-4ED6-8A8C-FFFB86472DA7}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
CapEachAdjustmentPeriodPercentageCap
A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | CAP - Each Adjustment Period Percentage Cap |
description | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the CapEachAdjustmentPeriodPercentageCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{32F43242-3E4C-4444-BB09-1E7BE2629ADD}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
CapSubsequentAdjustmentPeriodPercentageCap
A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | CAP - Subsequent Adjustment Period Percentage CAP |
description | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the CapSubsequentAdjustmentPeriodPercentageCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{CF8D8E6D-A4A8-49C8-916B-6CD401D0093A}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
CapLifetimeAdjustmentPercentage
A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | CAP - Lifetime Adjustment Percentage |
description | A set percentage amount by which an adjustable rate mortgage may adjust each adjustment period. For adjustable loans, caps are usually quoted as two numbers as in 2/6. The first number indicates how much a loan may adjust at each adjustment period while the second number indicates how much a loan may adjust over its lifetime. Loans like the 3/1 and 5/1 adjustable which have an initial fixed period are quoted with 3 numbers as in 3/2/6 which would mean that the first adjustment may be as much as 3%, subsequent adjustments are capped at 2% each, and the lifetime cap is 6%. Two-Step loans are quoted with a single cap, which is the amount by which the loan may adjust at its single adjustment date. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the CapLifetimeAdjustmentPercentage attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "22" | integer | the total number of significant digits |
scale | "10" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{8D5B3F65-EDB9-4532-8A54-AAA505FE35CC}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
ArmInterestRateCapAmount
A provision of an ARM limiting how much the interest rate may increase. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | ARM Interest Rate Cap Amount |
description | A provision of an ARM limiting how much the interest rate may increase. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the ArmInterestRateCapAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{3392FF1F-7E27-4E8A-A4A8-ED1B75F82F55}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
ArmLifetimeCap
A provision of an ARM that limits the total increase in interest rates over the life of the loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | ARM Lifetime Cap |
description | A provision of an ARM that limits the total increase in interest rates over the life of the loan. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the ArmLifetimeCap attribute are listed here.
is.dataFormat.integer
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{66E7CE8C-AADC-442D-9723-71BAD21F4F09}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
ArmAdjustmentDate
The date on which the interest rate changes for an adjustable-rate mortgage (ARM). First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | ARM Adjustment Date |
description | The date on which the interest rate changes for an adjustable-rate mortgage (ARM). |
dataFormat | date |
isNullable | true |
Traits
List of traits for the ArmAdjustmentDate attribute are listed here.
is.dataFormat.date
means.measurement.date
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{968AF81F-25CA-4D22-B74C-2A87B4618F04}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.date
ArmMortgagePaymentCapAmount
A provision of an ARM limiting how much the mortgage payments may increase. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | ARM Mortgage Payment Cap Amount |
description | A provision of an ARM limiting how much the mortgage payments may increase. |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the ArmMortgagePaymentCapAmount attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "18" | integer | the total number of significant digits |
scale | "2" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{1E409C6C-9919-48A6-B68F-BB4C6A0BBD27}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
ArmChangeFrequency
The frequency (in months) of payment or interest rate changes in an adjustable-rate mortgage (ARM). First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | ARM Change Frequency |
description | The frequency (in months) of payment or interest rate changes in an adjustable-rate mortgage (ARM). |
dataFormat | decimal |
isNullable | true |
Traits
List of traits for the ArmChangeFrequency attribute are listed here.
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
Parameter | Value | Data type | Explanation |
---|---|---|---|
precision | "3" | integer | the total number of significant digits |
scale | "0" | integer | the number of digits to the right of the decimal place |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{8A7E3B0B-8BC8-4ED6-8B65-1057C2F834E3}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.numeric.shaped
for setting the exact precision and scale of numeric values
DelinquentLoanIndicator
A loan in which a payment is overdue but not yet in default. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Delinquent Loan Indicator |
description | A loan in which a payment is overdue but not yet in default. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the DelinquentLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{BC682138-6D77-4F0F-A363-C73BF5FABCA1}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
CreditLoanIndicator
A credit loan is a mortgage that is issued on only the financial strength of a borrower, without great regard for collateral. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Credit Loan Indicator |
description | A credit loan is a mortgage that is issued on only the financial strength of a borrower, without great regard for collateral. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the CreditLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{A44F2CD7-952A-4F68-885A-50CDCE034728}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
FirstMortgageIndicator
A mortgage that has priority over other mortgages. The mortgage that has first claim in the event of default. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | First Mortgage Indicator |
description | A mortgage that has priority over other mortgages. The mortgage that has first claim in the event of default. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the FirstMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{29BCD219-062F-439C-A1DE-CF00B40D2C49}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
SecondMortgageIndicator
A mortgage that ranks after a first mortgage in priority. Properties may have two, three, or more mortgages, deeds of trust, or land contracts as liens at the same time. Legal priority determines the designation first, second, third, etc. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Second Mortgage Indicator |
description | A mortgage that ranks after a first mortgage in priority. Properties may have two, three, or more mortgages, deeds of trust, or land contracts as liens at the same time. Legal priority determines the designation first, second, third, etc. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the SecondMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{64629F80-1740-4959-BEEB-46A11D4197C9}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
BalloonLoanIndicator
A mortgage with a balloon payment. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Balloon Loan Indicator |
description | A mortgage with a balloon payment. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the BalloonLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{9B64276F-357A-496C-8A7E-B7D9DA99D325}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
SecuredLoanIndicator
A loan that is backed by collateral. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Secured Loan Indicator |
description | A loan that is backed by collateral. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the SecuredLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{FCC1E1A4-FF28-4E14-88C3-28AE264707A6}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
RehabilitationMortgageIndicator
A mortgage created to cover the costs of repairing, improving, and sometimes acquiring an existing property. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Rehabilitation Mortgage Indicator |
description | A mortgage created to cover the costs of repairing, improving, and sometimes acquiring an existing property. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the RehabilitationMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{215E75F1-BD30-4572-A16F-1B7E21FB33A4}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
UnsecuredLoanIndicator
A loan that is not backed by collateral. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Unsecured Loan Indicator |
description | A loan that is not backed by collateral. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the UnsecuredLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{8C5A7110-2D80-4D98-B86F-6B2EADC5BD0E}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
ConventionalLoanIndicator
A mortgage loan made by an approved lender in which the borrowers ability to repay the debt is not insured by a government agency such as FHA or VA. Normally requires a larger down payment than a government loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Conventional Loan Indicator |
description | A mortgage loan made by an approved lender in which the borrowers ability to repay the debt is not insured by a government agency such as FHA or VA. Normally requires a larger down payment than a government loan. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the ConventionalLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{238D4156-FDD2-4648-A48B-4823053A15FA}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
AssumableMortgageIndicator
A mortgage that can be taken over by the buyer when the house is sold. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Assumable Mortgage Indicator |
description | A mortgage that can be taken over by the buyer when the house is sold. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the AssumableMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{D54C6033-CDDF-4B94-BF04-E7DF1EB124EC}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
IntermediateTermMortgageIndicator
A mortgage loan with a stated maturity at the time of purchase that it is equal to or less than 20 years. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Intermediate-Term Mortgage Indicator |
description | A mortgage loan with a stated maturity at the time of purchase that it is equal to or less than 20 years. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the IntermediateTermMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{268B17A2-4241-4699-9313-D5CCDF153B61}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
RollOverLoanIndicator
A loan that /includes a call date earlier than its normal amortization period. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Roll-Over Loan Indicator |
description | A loan that /includes a call date earlier than its normal amortization period. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the RollOverLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{BB57E49C-4A6F-48AD-95EB-2F9250707490}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
NoDocLoanIndicator
Loans made where the lender does not require verification of income. Interest rates are typically higher on these types of loans. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | No-Doc Loan Indicator |
description | Loans made where the lender does not require verification of income. Interest rates are typically higher on these types of loans. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the NoDocLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{B4BA98C0-0CE0-449E-BEA9-AF5403477489}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
SubprimeMortgageIndicator
Mortgages that aren't conforming mortgages and that are typically made to a person with less than perfect credit, income, or property. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Subprime Mortgage Indicator |
description | Mortgages that aren't conforming mortgages and that are typically made to a person with less than perfect credit, income, or property. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the SubprimeMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{FF4F915B-4CFF-45F2-8D52-89AD2C97A7CA}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
SecondHomeMortgageIndicator
A property that the borrower occupies in addition to his/her principal residence. Rental income from the borrower's second home may not be considered as stable monthly income. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Second Home Mortgage Indicator |
description | A property that the borrower occupies in addition to his/her principal residence. Rental income from the borrower's second home may not be considered as stable monthly income. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the SecondHomeMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{67DEC9A9-4F8C-42FD-88AF-D9BAD26D780B}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
InsuredMortgageIndicator
A mortgage that is protected by the Federal Housing Administration (FHA) or by private mortgage insurance (MI). If the borrower defaults on the loan, the insurer must pay the lender the lesser of the loss incurred or the insured amount
First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Insured Mortgage Indicator |
description | A mortgage that is protected by the Federal Housing Administration (FHA) or by private mortgage insurance (MI). If the borrower defaults on the loan, the insurer must pay the lender the lesser of the loss incurred or the insured amount |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the InsuredMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{2955AC37-A37D-4689-A795-0E7FE36AA0D2}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
ConformingMortgageIndicator
A loan that conforms to the guidelines established by Fannie Mae or Freddie Mac. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Conforming Mortgage Indicator |
description | A loan that conforms to the guidelines established by Fannie Mae or Freddie Mac. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the ConformingMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{99C0991E-3C91-4C01-BE1C-40A7973B9286}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
ConstructionLoanIndicator
A short-term loan for funding the cost of construction. The lender advances funds to the builder as the work progresses. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Construction Loan Indicator |
description | A short-term loan for funding the cost of construction. The lender advances funds to the builder as the work progresses. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the ConstructionLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{12920A4A-F0E5-43D1-B19E-06912C1C3A13}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
HomeEquityConversionMortgageIndicator
Home Equity Conversion Mortgage (HECM) - Also known as the reverse annuity mortgage. This mortgage provides that instead of making payments to a lender, the lender makes payments to the individual. Older homeowners are able to convert home equity into cash this way, in the form of monthly payments. Borrowers don't qualify on the basis of income, but on the value of his or her home. Such a loan does not have to be repaid until the borrower no longer occupies the property. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Home Equity Conversion Mortgage Indicator |
description | Home Equity Conversion Mortgage (HECM) - Also known as the reverse annuity mortgage. This mortgage provides that instead of making payments to a lender, the lender makes payments to the individual. Older homeowners are able to convert home equity into cash this way, in the form of monthly payments. Borrowers don't qualify on the basis of income, but on the value of his or her home. Such a loan does not have to be repaid until the borrower no longer occupies the property. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the HomeEquityConversionMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{967EDC86-EC3A-4B80-A92D-3BEC12E52500}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
ReverseAnnuityMortgageIndicator
A system developed for an elderly property owner in which regular monthly payments can be received from a lender. When the total reaches a pre-determined amount, the owner begins repaying the loan or sells the property. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Reverse Annuity Mortgage Indicator |
description | A system developed for an elderly property owner in which regular monthly payments can be received from a lender. When the total reaches a pre-determined amount, the owner begins repaying the loan or sells the property. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the ReverseAnnuityMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{703E6555-4DC1-428E-AA3D-143A24F0BB0A}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
EquityLoanIndicator
A loan based on the borrower's equity in his or her home. Prior to closing; also, an account held by the lender into which a homeowner pays money for taxes and insurance. (FRM) A mortgage in which the interest rate does not change during the entire term of the loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Equity Loan Indicator |
description | A loan based on the borrower's equity in his or her home. Prior to closing; also, an account held by the lender into which a homeowner pays money for taxes and insurance. (FRM) A mortgage in which the interest rate does not change during the entire term of the loan. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the EquityLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{D696B499-5DB3-488D-8CE6-DD24627FCDC3}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
GraduatedPaymentMortgageIndicator
(GPM) A mortgage where the payments are scheduled to increase, usually annually, for a set number of years, and then level off. GPM can be used with either a fixed or adjustable interest rate, and usually has a 30-year term. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Graduated Payment Mortgage Indicator |
description | (GPM) A mortgage where the payments are scheduled to increase, usually annually, for a set number of years, and then level off. GPM can be used with either a fixed or adjustable interest rate, and usually has a 30-year term. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the GraduatedPaymentMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{4A70202B-D11F-4E38-9815-57D23A0738BF}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
GrowingEquityMortgageIndicator
(GEM) A fixed rate, graduated payment mortgage with small initial payments that increase each year so that the loan pays off in a shortened term, usually 15 years. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Growing Equity Mortgage Indicator |
description | (GEM) A fixed rate, graduated payment mortgage with small initial payments that increase each year so that the loan pays off in a shortened term, usually 15 years. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the GrowingEquityMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{F03353AE-50B3-4119-AB64-D53B42EEFE9D}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
FullyAmortizedArmIndicator
An adjustable-rate mortgage (ARM) with a monthly payment that is sufficient to amortize the remaining balance, at the interest accrual rate, over the amortization term. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Fully Amortized ARM Indicator |
description | An adjustable-rate mortgage (ARM) with a monthly payment that is sufficient to amortize the remaining balance, at the interest accrual rate, over the amortization term. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the FullyAmortizedArmIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{1E0362AC-8246-4CF8-B21C-7530747D5992}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
FixedRateMortgageIndicator
(FRM) A mortgage in which the interest rate does not change during the entire term of the loan. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Fixed Rate Mortgage Indicator |
description | (FRM) A mortgage in which the interest rate does not change during the entire term of the loan. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the FixedRateMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{87FB0FA9-FE64-4BF9-BBE1-B258AF405606}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
AdjustableMortgageIndicator
Any mortgage that does not have a fixed interest rate and a fixed payment for the term of the loan, or does not amortize to zero at the end of the set term, when required payments are made on time. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Adjustable Mortgage Indicator |
description | Any mortgage that does not have a fixed interest rate and a fixed payment for the term of the loan, or does not amortize to zero at the end of the set term, when required payments are made on time. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the AdjustableMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{E033065B-FE95-4847-8591-851E777D5555}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
ConvertibleArmIndicator
An adjustable-rate mortgage that can be converted to a fixed-rate mortgage under specified conditions. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Convertible ARM Indicator |
description | An adjustable-rate mortgage that can be converted to a fixed-rate mortgage under specified conditions. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the ConvertibleArmIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{3685EF95-6DDE-4B75-9F82-C9DFD33DC586}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
WraparoundMortgageIndicator
A method of acquiring more financing on real estate by placing the more funds in a secondary or junior position to the existing debt. As its name implies, a wraparound mortgage 'wraps around' an existing first mortgage. This method of obtaining more capital is often used with commercial property where there is substantial equity in the property and where the existing first mortgage has an attractive low interest rate. By obtaining a wraparound, the borrower receives dollars based on the difference between current market value of the property and the outstanding balance on the first mortgage. The borrower amortizes the wraparound mortgage which now includes the balance of the first mortgage and the wraparound lender forwards the necessary periodic debt service to the holder of the first mortgage. Thus, the borrower reduces the equity and at the same time obtains an interest rate lower than would be possible through a normal second mortgage. The lender receives the leverage resulting from an interest rate on the wraparound greater than the interest paid to the holder of the first mortgage. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Wraparound Mortgage Indicator |
description | A method of acquiring more financing on real estate by placing the more funds in a secondary or junior position to the existing debt. As its name implies, a wraparound mortgage 'wraps around' an existing first mortgage. This method of obtaining more capital is often used with commercial property where there is substantial equity in the property and where the existing first mortgage has an attractive low interest rate. By obtaining a wraparound, the borrower receives dollars based on the difference between current market value of the property and the outstanding balance on the first mortgage. The borrower amortizes the wraparound mortgage which now includes the balance of the first mortgage and the wraparound lender forwards the necessary periodic debt service to the holder of the first mortgage. Thus, the borrower reduces the equity and at the same time obtains an interest rate lower than would be possible through a normal second mortgage. The lender receives the leverage resulting from an interest rate on the wraparound greater than the interest paid to the holder of the first mortgage. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the WraparoundMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{0CFC17FF-85AE-413C-807E-B91CC3CA0F53}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
NoCostLoanIndicator
A no-cost loan can either be: 1) a loan that has no "lender costs" associated with it or, 2) a loan that also covers purchases or refinancing costs, which may be incurred in buying a home, obtaining or refinancing a loan, but aren't directly charged by the lender. The interest rate on this type of loan is higher. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | No Cost Loan Indicator |
description | A no-cost loan can either be: 1) a loan that has no "lender costs" associated with it or, 2) a loan that also covers purchases or refinancing costs, which may be incurred in buying a home, obtaining or refinancing a loan, but aren't directly charged by the lender. The interest rate on this type of loan is higher. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the NoCostLoanIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{7AE9485C-72A0-4073-9871-2E46403072BE}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
TwoStepMortgageIndicator
A loan where the interest rate is fixed for the first seven years and then is adjusted one time for the balance of the loan period. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Two-Step Mortgage Indicator |
description | A loan where the interest rate is fixed for the first seven years and then is adjusted one time for the balance of the loan period. |
dataFormat | boolean |
isNullable | true |
Traits
List of traits for the TwoStepMortgageIndicator attribute are listed here.
is.dataFormat.boolean
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{41A9E6C9-A29D-4AF0-92A9-AA2600C1CC52}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.boolean
PropertyId
The unique identifier of a Property. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Property ID |
description | The unique identifier of a Property. |
dataFormat | int64 |
isNullable | true |
Traits
List of traits for the PropertyId attribute are listed here.
is.dataFormat.integer
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{EC7E8577-73EA-4906-9D1F-4AFEEFD8CB2B}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.dataFormat.integer
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
MortgageLoanTypeId
The unique identifier of a Mortgage Loan Type. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Mortgage Loan Type ID |
description | The unique identifier of a Mortgage Loan Type. |
dataFormat | int32 |
isNullable | true |
Traits
List of traits for the MortgageLoanTypeId attribute are listed here.
is.dataFormat.integer
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.linkedEntity.identifier
Marks the attributes that hold foreign key references to a linked (used as an attribute) entity. This attribute is added to the resolved entity to enumerate the referenced entities.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
entityReferences |
| entity | a reference to the constant entity holding the list of entity references |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{3661CB66-C615-46E3-AFE7-B91198F8F77E}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.dataFormat.integer
CustomerId
The unique identifier of a Customer. First included in: Sustainability/esg-data-model/MortgageLoanSummary (this entity)
Properties
Name | Value |
---|---|
displayName | Customer ID |
description | The unique identifier of a Customer. |
dataFormat | int64 |
isNullable | true |
Traits
List of traits for the CustomerId attribute are listed here.
is.dataFormat.integer
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.
is.nullable
The attribute value can be set to NULL.
is.localized.displayedAs
Holds the list of language specific display text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.localized.describedAs
Holds the list of language specific descriptive text for an object.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
localizedDisplayText |
| entity | a reference to the constant entity holding the list of localized text |
is.linkedEntity.identifier
Marks the attributes that hold foreign key references to a linked (used as an attribute) entity. This attribute is added to the resolved entity to enumerate the referenced entities.
Parameter | Value | Data type | Explanation | ||||
---|---|---|---|---|---|---|---|
entityReferences |
| entity | a reference to the constant entity holding the list of entity references |
has.schemaObjectIdentifier
The schema object has an identifier, which is a string, specified as the parameter of the trait. It allows writers to define more identification values.
Parameter | Value | Data type | Explanation |
---|---|---|---|
identifier | "{E07E98BE-E22D-4F65-AC8C-A0B204A25746}" | string | The identifier for the schema object. There's no uniqueness guarantee enforced by CDM. It's a contract between reader and writer of the schema. |
is.dataFormat.integer
is.dataFormat.big
indicates an atomic but multi-unit version of a fundamental type such as a multi byte encoded character, a double precision float, a long integer.