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PAYMENT( ) Function

  • [アーティクル]

Returns the amount of each periodic payment on a fixed-interest loan.

PAYMENT(nPrincipal, nInterestRate, nPayments)

Return Value

Numeric

Parameters

  • nPrincipal
    Specifies the beginning principal of the loan.

  • nInterestRate
    Specifies the fixed interest rate per period. If monthly payments are made on the loan but the interest rate is annual, divide the annual interest rate by 12.

  • nPayments
    Specifies the total number of payments to be made on the loan.

Remarks

PAYMENT( ) assumes a constant periodic interest rate and assumes that payments are made at the end of each period.

Example

STORE 100000 to gnPrincipal     && $100,000 beginning principal
STORE .105/12 TO gnInterest  && 10.5% annual interest rate
STORE (20*12) TO gnPayments     && 20 years of monthly payments
CLEAR
? PAYMENT(gnPrincipal, gnInterest, gnPayments)  && Displays 998.38

See Also

Reference

CALCULATE Command

FV( ) Function

PV( ) Function

Other Resources

Functions