Overview of BankingCoreDataModel
Banking Core Data Model CDM entity definitions
Entities
| Name | Description |
|---|---|
| Account | Business that represents a customer or potential customer. The company that is billed in business transactions. |
| Bank | The bank that the branch is associated with. |
| Branch | A channel where the Financial Institution offers a wide array of services to its customers. |
| Contact | Person with whom a business unit has a relationship, such as customer, supplier, and colleague. |
| CustomerFinancialHolding | Financial holdings owned by the customer. |
| FHAccount | A deposit account holding that allows the holder to make deposits and withdrawals through financial holding instruments. An account can be interest bearing |
| FHInvestment | A holding representing a portfolio of securities or other investible assets. |
| FHLineOfCredit | A preset borrowing limit associated with a credit or charge card. |
| FHLoan | Loans held by the customer with the financial institution. |
| FHSaving | Savings accounts held by the customer at the financial institution. |
| FICard | A payment card issued by a bank to an account holder enabling the account holder to make payments or purchases, paying back the balance to the issuing bank, plus interest. |
| FIDirectDebit | An automated payment system whereby an account holder authorizes a creditor to debit the customer's bank account at regular intervals. |
| FinancialGoal | Financial objectives to be achieved over a certain timeframe |
| FinancialHolding | Accounts, loans, investments, credit lines and savings accounts held by a customer. |
| FinancialHoldingInstrument | Financial tools associated with financial holdings; a monetary contract between parties which has intrinsic monetary value or transfers value. Provides an efficient flow and transfer of capital. |
| FIOverdraft | An extension of credit associated with a checking account allowing the account holder to continue withdrawing funds when an account reaches zero. |
| FIPosition | |
| FIStandingOrder | An instruction order from an account holder for a set amount of money to be removed from an account at regular intervals and paid to or transferred to another account. |
| Group | An association of several customers allowing e.g. the representation of households |
| GroupFinancialHolding | Financial holdings associated with a Group, to be included in the group's total assets and liabilities. |
| GroupMember | An association between a customer and a Group. |
| LifeEvent | Significant milestones in a customer's personal life which can impact their financial situation, such as attending college, marriage, having a child, retirement, etc. |
| Relationship | Denotes an association between one contact to another (not as part of the larger group) where there is not necessarily a direct association of finances. For example, a spouse, lawyer, child or grandparent. |